The Festive Money Planner | Christmas Budget, Gift List & Spending Tracker

Have a lovely Christmas, and still have money in January.

The Festive Money Planner helps you decide what Christmas will cost before you start spending, then keeps you on track right up to the big day. No guilt and no complicated spreadsheets: one clear total and a simple way to stick to it.

Perfect if you:

• usually find out what Christmas cost when the credit card bill arrives

• have a long gift list and a fixed budget

• want to spend less without feeling stingy

What's inside:

• A holiday money plan covering gifts, food, travel and events

• Gift lists with a spending cap for each person

• Spending trackers to check in as you go

• Low-cost gift and celebration ideas

• A January review to make next year even easier

Works best when you start early: the sooner you set your total, the more choices you have.

How you get it: instant PDF download straight after checkout, with a link emailed to you too. Print at home or use it on a tablet with a PDF annotation app.

Educational guidance for personal use.